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How to Keep a Safe Home This Spring
It’s spring-cleaning time, and most of us are probably making a list of the essential maintenance tasks that we are eager to undertake in the next few weeks and months. What better time to think about a few things that you can do to make your home safer and more secure as you work to spruce it up?
No matter how safe your neighborhood, your home is not immune to damage risks. It’s also not immune to the potential for a thief to break in, and if they do, they could damage the property and steal your belongings. It’s at this time that your homeowners insurance can come in handy. Still, it’s best to minimize theft risks as best you can.
Safety Tips for Your Home’s Security
The spring is a great time to make home security improvements. As you make security changes, the less vulnerable your home will be. As a result, your risk to your home insurer could drop. Here’s what to do:
- Consider installing a home security system. Some systems are very comprehensive, and might include doorbell cameras, alarms, internet connectivity and automatic lines to the police. Other systems are simpler, but can provide great protection for the home. Some systems don’t even require experts to install; you can set them up on your own time.
- Inspect your home’s locks. If you find that locks are weak or have corrosion, then replace them. A broken lock is as good as an open door. Lock technology has advanced considerably in the last few years, and when upgrading locks, you might be able to install keypads, internet-controlled or smart-phone-enabled locks.
- Increase security around your windows, crawl spaces or basements. Change the locks as needed. Add screens, jammers and other items to limit someone's ability to open these items.
- Place automatic lighting around the home. Use timers on certain interior lights, which can come on when no one is at home. This can give the impression to potential predators that someone is home even when they aren’t. Also use motion-sensor lighting outside the home. They can illuminate when something passes them, and alert you to a prowler outside.
- Keep the home’s exterior in good shape. Upkeep shows that someone lives there, cares about the property and takes security seriously. Thieves might be less likely to break in if they believe someone is home.
- Get to know your neighbors. If you live near people you trust, they can keep an eye on the property and alert you to potential dangers.
Of course, don’t forget to invest in a quality homeowners insurance policy. These policies can help owners repair damage and replace lost property following break-ins. Both dwelling coverage and possessions insurance can be instrumental in helping you when unfortunate break-ins occur.
source: ITC
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